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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,744 | $91,537-2.0% | $130,045-31.0% | $75,173+19.4% |
| Participation rate | 81.8% | 71.5%+10.4pp | 78.5%+3.3pp | 67.2%+14.6pp |
| Annual return | 6.70% | -631.55%+638.2pp | -137.30%+144.0pp | 160.72%-154.0pp |
| Employer contribution / active EE | $2,111 | $2,845-25.8% | $4,321-51.2% | $2,671-21.0% |
| Participant deferral / active EE | $4,304 | $4,343-0.9% | $5,820-26.1% | $4,126+4.3% |
| Admin fee / account holder | $19,855 | $6,780+192.9% | $10,600+87.3% | $5,651+251.4% |