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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,512 | $83,485+30.0% | $125,195-13.3% | $72,976+48.7% |
| Participation rate | 97.2% | 73.3%+23.9pp | 79.8%+17.4pp | 69.5%+27.7pp |
| Annual return | 13.55% | 25.77%-12.2pp | 43.79%-30.2pp | 81.02%-67.5pp |
| Employer contribution / active EE | $2,456 | $2,346+4.7% | $3,866-36.5% | $2,440+0.7% |
| Participant deferral / active EE | $4,522 | $3,586+26.1% | $4,937-8.4% | $3,608+25.4% |
| Admin fee / account holder | $8,435 | $5,518+52.9% | $9,704-13.1% | $5,124+64.6% |