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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,136 | $61,125-16.3% | $94,057-45.6% | $87,485-41.5% |
| Participation rate | 35.8% | 64.1%-28.3pp | 73.3%-37.5pp | 68.9%-33.1pp |
| Annual return | 13.17% | 35.20%-22.0pp | 480.62%-467.5pp | 26.06%-12.9pp |
| Employer contribution / active EE | $508 | $2,136-76.2% | $2,933-82.7% | $2,596-80.4% |
| Participant deferral / active EE | $1,511 | $3,260-53.6% | $4,709-67.9% | $4,274-64.6% |
| Admin fee / account holder | $10,856 | $5,629+92.9% | $7,244+49.9% | $7,775+39.6% |