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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,071 | $57,305-10.9% | $86,640-41.1% | $75,173-32.1% |
| Participation rate | 25.6% | 63.2%-37.6pp | 71.7%-46.1pp | 67.2%-41.6pp |
| Annual return | 14.67% | 2674.24%-2659.6pp | 592.52%-577.8pp | 160.72%-146.0pp |
| Employer contribution / active EE | $396 | $2,316-82.9% | $3,024-86.9% | $2,671-85.2% |
| Participant deferral / active EE | $1,065 | $3,320-67.9% | $4,438-76.0% | $4,126-74.2% |
| Admin fee / account holder | $6,516 | $4,116+58.3% | $5,616+16.0% | $5,651+15.3% |