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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,136 | $69,590-26.5% | $136,867-62.6% | $94,015-45.6% |
| Participation rate | 35.8% | 66.3%-30.5pp | 74.5%-38.7pp | 70.8%-35.0pp |
| Annual return | 13.17% | 19.62%-6.5pp | 42.97%-29.8pp | 17.84%-4.7pp |
| Employer contribution / active EE | $508 | $2,396-78.8% | $3,547-85.7% | $2,790-81.8% |
| Participant deferral / active EE | $1,511 | $3,437-56.0% | $4,924-69.3% | $4,249-64.4% |
| Admin fee / account holder | $10,856 | $8,912+21.8% | $10,340+5.0% | $8,951+21.3% |