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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,623 | $133,981-29.4% | $112,249-15.7% | $134,532-29.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.69% | 47.16%-69.9pp | 27.48%-50.2pp | 418.27%-441.0pp |
| Employer contribution / active EE | $2,196 | $4,040-45.7% | $3,636-39.6% | $4,741-53.7% |
| Participant deferral / active EE | $7,016 | $5,292+32.6% | $4,729+48.4% | $6,401+9.6% |
| Admin fee / account holder | $1,751 | $7,492-76.6% | $6,412-72.7% | $11,429-84.7% |