Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,326 | $81,457+3.5% | $103,378-18.4% | $80,911+4.2% |
| Participation rate | 54.8% | 66.8%-12.1pp | 74.5%-19.7pp | 67.6%-12.9pp |
| Annual return | 23.98% | 25.58%-1.6pp | 24.91%-0.9pp | 35.63%-11.7pp |
| Employer contribution / active EE | $0 | $3,107-100.0% | $3,870-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,423 | $3,871-63.2% | $5,058-71.9% | $4,297-66.9% |
| Admin fee / account holder | $4,533 | $6,717-32.5% | $8,401-46.0% | $6,935-34.6% |