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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,136 | $45,438+36.7% | $80,004-22.3% | $59,633+4.2% |
| Participation rate | 73.2% | 63.7%+9.5pp | 73.0%+0.2pp | 68.7%+4.5pp |
| Annual return | -1.19% | 5.10%-6.3pp | 7.63%-8.8pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $911 | $1,236-26.3% | $2,473-63.2% | $2,203-58.6% |
| Participant deferral / active EE | $2,540 | $2,231+13.8% | $3,204-20.7% | $3,192-20.4% |
| Admin fee / account holder | $395 | $3,464-88.6% | $5,033-92.1% | $4,297-90.8% |