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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,575 | $99,652+90.2% | $78,778+140.6% | $147,586+28.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 12.85% | 47.28%-34.4pp | 35.62%-22.8pp | 578.59%-565.7pp |
| Employer contribution / active EE | $1,354 | $2,796-51.6% | $1,986-31.8% | $4,876-72.2% |
| Participant deferral / active EE | $4,144 | $3,664+13.1% | $2,958+40.1% | $5,439-23.8% |
| Admin fee / account holder | $5,194 | $7,155-27.4% | $5,134+1.2% | $10,886-52.3% |