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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,354 | $93,346+79.3% | $71,796+133.1% | $273,972-38.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 9.92% | 130.39%-120.5pp | 78.04%-68.1pp | 41.46%-31.5pp |
| Employer contribution / active EE | $1,148 | $2,733-58.0% | $1,924-40.3% | $4,869-76.4% |
| Participant deferral / active EE | $3,594 | $3,475+3.4% | $2,794+28.6% | $5,287-32.0% |
| Admin fee / account holder | $1,090 | $6,571-83.4% | $4,815-77.4% | $10,133-89.2% |