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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,485 | $56,197-63.5% | $67,652-69.7% | $59,633-65.6% |
| Participation rate | 57.9% | 71.5%-13.6pp | 75.7%-17.8pp | 68.7%-10.8pp |
| Annual return | -0.84% | 18508.10%-18508.9pp | 6625.40%-6626.2pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $1,068 | $1,615-33.9% | $2,266-52.9% | $2,203-51.5% |
| Participant deferral / active EE | $2,660 | $2,844-6.4% | $3,560-25.3% | $3,192-16.6% |
| Admin fee / account holder | $227 | $3,958-94.3% | $4,821-95.3% | $4,297-94.7% |