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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,801 | $58,828+17.0% | $78,002-11.8% | $62,881+9.4% |
| Participation rate | 93.2% | 71.1%+22.1pp | 75.5%+17.7pp | 69.3%+23.9pp |
| Annual return | 8.45% | 17.16%-8.7pp | 425.99%-417.5pp | 20.14%-11.7pp |
| Employer contribution / active EE | $915 | $1,672-45.3% | $2,470-63.0% | $2,281-59.9% |
| Participant deferral / active EE | $4,144 | $2,686+54.3% | $3,497+18.5% | $3,203+29.4% |
| Admin fee / account holder | $1,588 | $4,393-63.9% | $5,481-71.0% | $4,296-63.0% |