Retirement plan

PIERREPONT VISUAL GRAPHICS, INC. EMPLOYEE PROFIT SHARING PLAN

Name: PIERREPONT VISUAL GRAPHICS, INC. - PIERREPONT VISUAL GRAPHICS, INC. EMPLOYEE PROFIT SHARING PLAN (2016) Form 5500
Creator: PIERREPONT VISUAL GRAPHICS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PIERREPONT VISUAL GRAPHICS, INC. EMPLOYEE PROFIT SHARING PLAN, PIERREPONT VISUAL GRAPHICS, INC.

PIERREPONT VISUAL GRAPHICS, INC.EIN 16-0818534Plan #002PY 2016

15 ELSER TERRACE - ROCHESTER, NY 14611716-235-5620pvgrochester.comLinkedIn11-50 employeesmanagement consulting

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$349K

+10.8% from 2015

Total participants

+11.1% from 2015

Average account balance

$38,731

-1.5% from 2015

Annual return

4.95%

+8.08 pp from 2015

Benchmarks

See 113,086 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort113,086 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$822K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$91K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

128.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$29K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$264

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G3D2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$3K

$363 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.832%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,731

$135,956-71.5%

$123,894-68.7%

$273,972-85.9%

Participation rate

87.5%

84.1%+3.4pp

81.4%+6.1pp

83.0%+4.5pp

Annual return

4.95%

56.63%-51.7pp

47.52%-42.6pp

41.46%-36.5pp

Employer contribution / active EE

$1,077

$5,170-79.2%

$4,617-76.7%

$4,869-77.9%

Participant deferral / active EE

$1,211

$6,343-80.9%

$5,984-79.8%

$5,287-77.1%

Admin fee / account holder

$322

$9,817-96.7%

$8,357-96.1%

$10,133-96.8%

PIERREPONT VISUAL GRAPHICS, INC. EMPLOYEE PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PIERREPONT VISUAL GRAPHICS, INC. EMPLOYEE PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion