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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,674 | $110,212+146.5% | $96,534+181.4% | $139,466+94.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 17.74% | 26.42%-8.7pp | 25.88%-8.1pp | 373.66%-355.9pp |
| Employer contribution / active EE | $11,205 | $3,620+209.5% | $2,965+277.8% | $4,754+135.7% |
| Participant deferral / active EE | $7,917 | $5,547+42.7% | $4,851+63.2% | $6,712+18.0% |
| Admin fee / account holder | $6,559 | $11,599-43.5% | $8,253-20.5% | $11,409-42.5% |