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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,243 | $67,602+154.8% | $82,312+109.3% | $70,126+145.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 12.08% | 21.57%-9.5pp | 25.88%-13.8pp | 73.15%-61.1pp |
| Employer contribution / active EE | $10,501 | $1,755+498.4% | $2,428+332.5% | $2,343+348.3% |
| Participant deferral / active EE | $7,259 | $2,987+143.0% | $3,706+95.9% | $3,332+117.9% |
| Admin fee / account holder | $2,663 | $4,512-41.0% | $5,608-52.5% | $4,645-42.7% |