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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,486 | $58,099+86.7% | $76,872+41.1% | $75,173+44.3% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | -4.66% | 26.71%-31.4pp | 37.90%-42.6pp | 160.72%-165.4pp |
| Employer contribution / active EE | $4,909 | $1,996+146.0% | $2,533+93.8% | $2,671+83.8% |
| Participant deferral / active EE | $4,837 | $2,999+61.3% | $3,832+26.2% | $4,126+17.2% |
| Admin fee / account holder | $16,342 | $4,778+242.0% | $5,476+198.4% | $5,651+189.2% |