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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,115 | $52,306+57.0% | $69,779+17.7% | $62,881+30.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 71.8%+28.2pp | 69.3%+30.7pp |
| Annual return | -1.94% | 13.35%-15.3pp | 12.99%-14.9pp | 20.14%-22.1pp |
| Employer contribution / active EE | $3,652 | $1,799+103.0% | $2,338+56.2% | $2,281+60.1% |
| Participant deferral / active EE | $3,654 | $2,395+52.6% | $2,931+24.7% | $3,203+14.1% |
| Admin fee / account holder | $1,616 | $3,691-56.2% | $4,381-63.1% | $4,296-62.4% |