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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,195 | $162,812-38.5% | $133,971-25.2% | $158,966-37.0% |
| Participation rate | 73.3% | 83.2%-9.9pp | 79.8%-6.5pp | 82.0%-8.6pp |
| Annual return | 17.27% | 41.94%-24.7pp | 45.09%-27.8pp | 302.95%-285.7pp |
| Employer contribution / active EE | $2,620 | $4,976-47.3% | $3,919-33.1% | $4,762-45.0% |
| Participant deferral / active EE | $7,317 | $5,910+23.8% | $5,047+45.0% | $5,983+22.3% |
| Admin fee / account holder | $1,889 | $11,741-83.9% | $8,929-78.8% | $11,250-83.2% |