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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,014 | $100,003+6.0% | $146,685-27.7% | $85,856+23.5% |
| Participation rate | 85.7% | 73.1%+12.7pp | 80.1%+5.6pp | 69.3%+16.4pp |
| Annual return | 14.65% | 18.93%-4.3pp | 22.75%-8.1pp | 318.58%-303.9pp |
| Employer contribution / active EE | $635 | $2,559-75.2% | $4,137-84.6% | $2,565-75.2% |
| Participant deferral / active EE | $4,277 | $4,006+6.8% | $5,507-22.3% | $3,952+8.2% |
| Admin fee / account holder | $1,131 | $7,704-85.3% | $10,281-89.0% | $6,261-81.9% |