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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,774 | $73,988+367.3% | $96,538+258.2% | $75,177+359.9% |
| Participation rate | 88.4% | 66.4%+21.9pp | 74.3%+14.0pp | 67.2%+21.2pp |
| Annual return | 14.41% | 26.73%-12.3pp | 35.74%-21.3pp | 160.75%-146.3pp |
| Employer contribution / active EE | $14,378 | $2,930+390.7% | $3,740+284.4% | $2,671+438.3% |
| Participant deferral / active EE | $8,404 | $3,660+129.6% | $4,880+72.2% | $4,126+103.7% |
| Admin fee / account holder | $64,573 | $5,220+1137.1% | $6,737+858.4% | $5,651+1042.6% |