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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,748 | $64,729+423.3% | $112,263+201.7% | $68,490+394.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -14.57% | -11.40%-3.2pp | 27.49%-42.1pp | -7.85%-6.7pp |
| Employer contribution / active EE | $15,034 | $2,746+447.5% | $3,636+313.5% | $2,597+479.0% |
| Participant deferral / active EE | $9,273 | $3,566+160.1% | $4,729+96.1% | $4,028+130.2% |
| Admin fee / account holder | $114,601 | $5,222+2094.7% | $6,410+1687.7% | $5,403+2021.1% |