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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,489 | $96,643-73.6% | $86,617-70.6% | $139,456-81.7% |
| Participation rate | 90.9% | 74.4%+16.5pp | 71.7%+19.2pp | 80.3%+10.6pp |
| Annual return | 8.57% | 106.57%-98.0pp | 591.91%-583.3pp | 373.45%-364.9pp |
| Employer contribution / active EE | $1,010 | $3,264-69.1% | $3,023-66.6% | $4,753-78.8% |
| Participant deferral / active EE | $3,729 | $4,835-22.9% | $4,437-16.0% | $6,711-44.4% |
| Admin fee / account holder | $24,437 | $6,406+281.5% | $5,613+335.4% | $11,407+114.2% |