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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,046 | $71,534+86.0% | $98,462+35.1% | $71,529+86.0% |
| Participation rate | 95.1% | 72.7%+22.4pp | 75.2%+19.9pp | 67.9%+27.2pp |
| Annual return | 12.80% | 32.44%-19.6pp | 21.17%-8.4pp | 28.97%-16.2pp |
| Employer contribution / active EE | $2,384 | $2,399-0.7% | $3,049-21.8% | $2,590-8.0% |
| Participant deferral / active EE | $5,479 | $4,109+33.3% | $4,738+15.6% | $4,291+27.7% |
| Admin fee / account holder | $8,765 | $1,677+422.8% | $8,875-1.2% | $1,588+451.8% |