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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,992 | $70,917+88.9% | $98,920+35.5% | $73,497+82.3% |
| Participation rate | 94.1% | 73.8%+20.2pp | 76.0%+18.0pp | 70.7%+23.4pp |
| Annual return | 9.45% | 34.18%-24.7pp | 196.47%-187.0pp | 28.51%-19.1pp |
| Employer contribution / active EE | $2,534 | $2,037+24.4% | $2,689-5.8% | $2,270+11.6% |
| Participant deferral / active EE | $4,741 | $3,501+35.4% | $4,245+11.7% | $3,740+26.8% |
| Admin fee / account holder | $13,291 | $535+2384.8% | $6,643+100.1% | $513+2490.4% |