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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,791 | $106,267-59.7% | $96,520-55.7% | $139,456-69.3% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.3%-14.3pp | 80.3%-20.3pp |
| Annual return | 22.10% | 38.45%-16.4pp | 35.72%-13.6pp | 373.45%-351.3pp |
| Employer contribution / active EE | $1,296 | $4,105-68.4% | $3,739-65.3% | $4,753-72.7% |
| Participant deferral / active EE | $4,832 | $5,454-11.4% | $4,879-1.0% | $6,711-28.0% |
| Admin fee / account holder | $6,206 | $7,882-21.3% | $6,733-7.8% | $11,407-45.6% |