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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,431 | $134,008-75.8% | $112,270-71.1% | $134,554-75.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.61% | 47.18%-67.8pp | 27.49%-48.1pp | 418.46%-439.1pp |
| Employer contribution / active EE | $2,142 | $4,040-47.0% | $3,635-41.1% | $4,742-54.8% |
| Participant deferral / active EE | $7,927 | $5,292+49.8% | $4,729+67.6% | $6,401+23.8% |
| Admin fee / account holder | $709 | $7,493-90.5% | $6,411-88.9% | $11,430-93.8% |