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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,594 | $78,705+36.7% | $117,857-8.7% | $70,131+53.4% |
| Participation rate | 96.7% | 73.2%+23.5pp | 79.7%+17.1pp | 69.5%+27.2pp |
| Annual return | 13.72% | 23.30%-9.6pp | 335.09%-321.4pp | 73.14%-59.4pp |
| Employer contribution / active EE | $1,579 | $2,223-29.0% | $3,786-58.3% | $2,342-32.6% |
| Participant deferral / active EE | $3,348 | $3,297+1.5% | $4,482-25.3% | $3,332+0.5% |
| Admin fee / account holder | $3,349 | $5,065-33.9% | $8,020-58.2% | $4,645-27.9% |