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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,555 | $149,741-24.2% | $118,914-4.5% | $158,982-28.6% |
| Participation rate | 56.3% | 82.1%-25.9pp | 75.4%-19.2pp | 82.0%-25.7pp |
| Annual return | 21.57% | 19.94%+1.6pp | 35.89%-14.3pp | 302.99%-281.4pp |
| Employer contribution / active EE | $1,440 | $4,119-65.0% | $3,264-55.9% | $4,763-69.8% |
| Participant deferral / active EE | $1,818 | $5,226-65.2% | $4,266-57.4% | $5,983-69.6% |
| Admin fee / account holder | $3,431 | $8,607-60.1% | $6,582-47.9% | $11,252-69.5% |