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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,127 | $48,050+29.3% | $85,969-27.7% | $59,633+4.2% |
| Participation rate | 68.0% | 64.5%+3.5pp | 76.5%-8.5pp | 68.7%-0.7pp |
| Annual return | -0.55% | 0.29%-0.8pp | 9.32%-9.9pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $1,232 | $1,640-24.9% | $3,474-64.6% | $2,203-44.1% |
| Participant deferral / active EE | $1,649 | $2,249-26.7% | $3,829-56.9% | $3,192-48.3% |
| Admin fee / account holder | $9,808 | $3,206+205.9% | $6,053+62.0% | $4,297+128.3% |