Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,317 | $58,512-0.3% | $84,020-30.6% | $72,983-20.1% |
| Participation rate | 57.9% | 61.2%-3.3pp | 69.0%-11.1pp | 69.5%-11.6pp |
| Annual return | 16.41% | 28.93%-12.5pp | 71.31%-54.9pp | 81.01%-64.6pp |
| Employer contribution / active EE | $245 | $1,163-78.9% | $1,984-87.6% | $2,440-90.0% |
| Participant deferral / active EE | $922 | $2,394-61.5% | $3,239-71.5% | $3,608-74.4% |
| Admin fee / account holder | $1,389 | $4,569-69.6% | $6,101-77.2% | $5,124-72.9% |