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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,226 | $81,276+285.4% | $155,574+101.3% | $80,925+287.1% |
| Participation rate | 84.6% | 66.2%+18.4pp | 78.2%+6.4pp | 67.7%+17.0pp |
| Annual return | 13.01% | 33.36%-20.3pp | 64.87%-51.9pp | 35.65%-22.6pp |
| Employer contribution / active EE | $14,954 | $3,103+381.9% | $4,676+219.8% | $2,756+442.6% |
| Participant deferral / active EE | $9,425 | $3,453+173.0% | $5,629+67.4% | $4,299+119.3% |
| Admin fee / account holder | $110,623 | $7,993+1283.9% | $15,914+595.1% | $6,940+1494.0% |