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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,358 | $75,962+230.9% | $154,108+63.1% | $64,173+291.7% |
| Participation rate | 95.0% | 70.4%+24.6pp | 83.0%+12.0pp | 69.6%+25.4pp |
| Annual return | -5.70% | 30.32%-36.0pp | 735.21%-740.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $8,968 | $3,350+167.7% | $5,298+69.3% | $2,381+276.7% |
| Participant deferral / active EE | $6,764 | $3,175+113.1% | $5,081+33.1% | $3,470+95.0% |
| Admin fee / account holder | $57,847 | $5,589+935.0% | $13,411+331.3% | $4,887+1083.6% |