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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,006 | $76,407+343.7% | $150,298+125.6% | $82,448+311.2% |
| Participation rate | 89.7% | 66.4%+23.3pp | 77.8%+11.9pp | 68.1%+21.6pp |
| Annual return | 16.76% | 39.99%-23.2pp | 62.79%-46.0pp | 41.64%-24.9pp |
| Employer contribution / active EE | $14,963 | $2,614+472.4% | $4,154+260.2% | $2,551+486.5% |
| Participant deferral / active EE | $9,855 | $3,214+206.6% | $5,453+80.7% | $4,139+138.1% |
| Admin fee / account holder | $9,731 | $6,352+53.2% | $14,116-31.1% | $7,234+34.5% |