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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,887 | $167,533-44.6% | $151,645-38.7% | $134,545-31.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.61% | 7.81%-23.4pp | 3.34%-19.0pp | 418.37%-434.0pp |
| Employer contribution / active EE | $5,788 | $6,828-15.2% | $6,165-6.1% | $4,742+22.1% |
| Participant deferral / active EE | $2,531 | $8,985-71.8% | $8,363-69.7% | $6,401-60.5% |
| Admin fee / account holder | $1,561 | $13,781-88.7% | $11,614-86.6% | $11,431-86.3% |