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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,960 | $209,888-55.7% | $189,545-51.0% | $167,553-44.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 7.65% | 748.66%-741.0pp | 555.36%-547.7pp | 478.89%-471.2pp |
| Employer contribution / active EE | $3,988 | $6,915-42.3% | $6,162-35.3% | $4,840-17.6% |
| Participant deferral / active EE | $1,531 | $8,934-82.9% | $8,220-81.4% | $6,343-75.9% |
| Admin fee / account holder | $927 | $14,300-93.5% | $12,049-92.3% | $12,316-92.5% |