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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,336 | $150,445-34.6% | $136,297-27.9% | $147,585-33.4% |
| Participation rate | 69.2% | 84.4%-15.2pp | 81.9%-12.7pp | 82.8%-13.6pp |
| Annual return | 11.19% | 1049.14%-1037.9pp | 5156.16%-5145.0pp | 578.57%-567.4pp |
| Employer contribution / active EE | $1,422 | $5,256-73.0% | $4,696-69.7% | $4,876-70.8% |
| Participant deferral / active EE | $4,431 | $6,631-33.2% | $6,247-29.1% | $5,439-18.5% |
| Admin fee / account holder | $33,644 | $10,906+208.5% | $9,244+264.0% | $10,885+209.1% |