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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,187 | $77,145-34.9% | $108,410-53.7% | $85,856-41.5% |
| Participation rate | 93.8% | 74.7%+19.1pp | 80.1%+13.6pp | 69.3%+24.4pp |
| Annual return | 12.30% | 44.54%-32.2pp | 905.34%-893.0pp | 318.58%-306.3pp |
| Employer contribution / active EE | $3,305 | $2,379+38.9% | $3,558-7.1% | $2,565+28.8% |
| Participant deferral / active EE | $3,859 | $5,566-30.7% | $6,562-41.2% | $3,952-2.3% |
| Admin fee / account holder | $17,808 | $5,172+244.3% | $7,296+144.1% | $6,261+184.5% |