Retirement plan

COLLEGE ASSOCIATION AT DELHI, INC. RETIREMENT PLAN

Name: COLLEGE ASSOCIATION AT DELHI, INC. - COLLEGE ASSOCIATION AT DELHI, INC. RETIREMENT PLAN (2020) Form 5500
Creator: COLLEGE ASSOCIATION AT DELHI, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLLEGE ASSOCIATION AT DELHI, INC. RETIREMENT PLAN, COLLEGE ASSOCIATION AT DELHI, INC.

COLLEGE ASSOCIATION AT DELHI, INC.EIN 15-0591271Plan #001PY 2020

454 DELHI DRIVE - DELHI, NY 13753607-746-4753LinkedIn201-500 employeesfood & beverages

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$6.7M

+11.6% from 2019

Total participants

152

-10.6% from 2019

Average account balance

$64,274

+15.9% from 2019

Annual return

11.95%

-5.77 pp from 2019

Benchmarks

See 1,462 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort1,462 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.22M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

110

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$426K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2 years Service code 28 · EIN 04-3046611 4707 EXECUTIVE DR. · SAN DIEGO, CA 921213091	Investment Management	$18,836
TEACHERS INSURANCE & ANNUITY ASSOC4 years Service code 13 · EIN 13-1624203 730 THIRD AVE. · NEW YORK, NY 100173206	Contract Administrator	$2,493

Plan features & details

Pension benefit codes2F2G2K2L

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BONADIO & CO., LLP
Auditor EIN: 161131146
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$64,274

$65,322-1.6%

$70,476-8.8%

$73,493-12.5%

Participation rate

58.8%

77.0%-18.2pp

75.1%-16.3pp

70.7%-11.9pp

Annual return

11.95%

15.71%-3.8pp

109.12%-97.2pp

28.51%-16.6pp

Employer contribution / active EE

$1,437

$2,460-41.6%

$2,738-47.5%

$2,270-36.7%

Participant deferral / active EE

$1,100

$3,375-67.4%

$3,710-70.3%

$3,740-70.6%

Admin fee / account holder

$214-100.0%

$3,847-100.0%

$513-100.0%

Provider

Service type

Compensation

LPL FINANCIAL2 years

Service code 28 · EIN 04-3046611

4707 EXECUTIVE DR. · SAN DIEGO, CA 921213091

Investment Management

$18,836

TEACHERS INSURANCE & ANNUITY ASSOC4 years

Service code 13 · EIN 13-1624203

730 THIRD AVE. · NEW YORK, NY 100173206

Contract Administrator

$2,493

COLLEGE ASSOCIATION AT DELHI, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

COLLEGE ASSOCIATION AT DELHI, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion