See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA6+ years Filed as: NBT BANK NA Service code 21 · EIN 16-1268674 | Bank Trustee | $39,252 |
CHARLES SCHWAB & CO., INC.6+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,094 | $54,573+77.9% | $90,951+6.8% | $73,488+32.1% |
| Participation rate | 34.5% | 61.2%-26.7pp | 69.0%-34.5pp | 70.7%-36.2pp |
| Annual return | 20.63% | 16.69%+3.9pp | 134.60%-114.0pp | 28.51%-7.9pp |
| Employer contribution / active EE | $601 | $991-39.4% | $2,122-71.7% | $2,270-73.5% |
| Participant deferral / active EE | $2,001 | $2,517-20.5% | $3,373-40.7% | $3,740-46.5% |
| Admin fee / account holder | $523 | $521+0.4% | $5,959-91.2% | $513+2.0% |