See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA5+ years Filed as: NBT BANK NA Service code 21 · EIN 15-0395735 | Bank Trustee | $22,971 |
CHARLES SCHWAB & CO., INC.5+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,931 | $49,138+50.5% | $84,015-12.0% | $65,185+13.4% |
| Participation rate | 31.7% | 60.7%-29.1pp | 69.0%-37.3pp | 70.2%-38.5pp |
| Annual return | 22.69% | 23.00%-0.3pp | 71.31%-48.6pp | 29.38%-6.7pp |
| Employer contribution / active EE | $527 | $914-42.4% | $1,983-73.5% | $2,177-75.8% |
| Participant deferral / active EE | $1,807 | $2,397-24.6% | $3,239-44.2% | $3,514-48.6% |
| Admin fee / account holder | $277 | $543-49.1% | $6,101-95.5% | $847-67.3% |