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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,373 | $81,476+326.4% | $102,383+239.3% | $80,925+329.3% |
| Participation rate | 94.1% | 66.8%+27.3pp | 74.5%+19.6pp | 67.7%+26.5pp |
| Annual return | 11.62% | 25.59%-14.0pp | 24.94%-13.3pp | 35.65%-24.0pp |
| Employer contribution / active EE | $26,564 | $3,105+755.6% | $3,870+586.4% | $2,756+863.8% |
| Participant deferral / active EE | $10,138 | $3,871+161.9% | $5,060+100.4% | $4,299+135.8% |
| Admin fee / account holder | $27,072 | $6,717+303.0% | $8,391+222.6% | $6,940+290.1% |