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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,363 | $146,267-7.5% | $197,124-31.3% | $82,448+64.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 14.23% | 29.61%-15.4pp | 44.34%-30.1pp | 41.64%-27.4pp |
| Employer contribution / active EE | $1,427 | $4,723-69.8% | $6,227-77.1% | $2,551-44.1% |
| Participant deferral / active EE | $4,396 | $7,035-37.5% | $9,135-51.9% | $4,139+6.2% |
| Admin fee / account holder | $9,294 | $14,422-35.6% | $16,298-43.0% | $7,234+28.5% |