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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,821 | $106,557-49.5% | $91,227-41.0% | $134,545-60.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -15.06% | 160.81%-175.9pp | 114.14%-129.2pp | 418.37%-433.4pp |
| Employer contribution / active EE | $2,423 | $3,332-27.3% | $2,851-15.0% | $4,742-48.9% |
| Participant deferral / active EE | $11,967 | $4,719+153.6% | $4,234+182.7% | $6,401+86.9% |
| Admin fee / account holder | $529 | $6,235-91.5% | $5,423-90.2% | $11,431-95.4% |