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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,784 | $121,701-69.0% | $104,639-63.9% | $158,982-76.2% |
| Participation rate | 75.0% | 77.5%-2.5pp | 74.1%+0.9pp | 82.0%-7.0pp |
| Annual return | 12.57% | 465.72%-453.2pp | 340.67%-328.1pp | 302.99%-290.4pp |
| Employer contribution / active EE | $2,028 | $3,165-35.9% | $2,682-24.4% | $4,763-57.4% |
| Participant deferral / active EE | $11,557 | $4,176+176.8% | $3,738+209.2% | $5,983+93.1% |
| Admin fee / account holder | $309 | $7,778-96.0% | $6,465-95.2% | $11,252-97.3% |