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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,108 | $199,109+91.9% | $173,730+119.9% | $154,746+146.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 13.59% | 20.02%-6.4pp | 19.96%-6.4pp | 172.34%-158.8pp |
| Employer contribution / active EE | $10,671 | $5,311+100.9% | $4,577+133.1% | $4,379+143.7% |
| Participant deferral / active EE | $20,274 | $7,113+185.0% | $6,326+220.5% | $6,730+201.2% |
| Admin fee / account holder | $8,288 | $20,916-60.4% | $17,523-52.7% | $14,365-42.3% |