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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,955 | $157,296-60.0% | $141,191-55.4% | $152,897-58.8% |
| Participation rate | 33.3% | 84.8%-51.5pp | 82.5%-49.1pp | 82.5%-49.1pp |
| Annual return | 133.59% | 64.34%+69.3pp | 71.41%+62.2pp | 345.43%-211.8pp |
| Employer contribution / active EE | $1,627 | $5,262-69.1% | $4,736-65.7% | $4,764-65.9% |
| Participant deferral / active EE | $4,387 | $7,111-38.3% | $6,710-34.6% | $5,851-25.0% |
| Admin fee / account holder | $0 | $12,125-100.0% | $10,264-100.0% | $11,599-100.0% |