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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,993 | $138,078-75.4% | $125,363-72.9% | $134,509-74.7% |
| Participation rate | 30.0% | 84.5%-54.5pp | 82.4%-52.4pp | 81.2%-51.2pp |
| Annual return | -18.36% | 750.49%-768.8pp | 572.15%-590.5pp | 418.13%-436.5pp |
| Employer contribution / active EE | $1,671 | $5,245-68.1% | $4,815-65.3% | $4,741-64.8% |
| Participant deferral / active EE | $6,727 | $7,800-13.8% | $7,447-9.7% | $6,400+5.1% |
| Admin fee / account holder | $9,036 | $11,566-21.9% | $10,005-9.7% | $11,427-20.9% |