Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,180,828 | $168,636+600.2% | $147,618+699.9% | $125,389+841.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.58% | 77.65%-82.2pp | 61.98%-66.6pp | 282.24%-286.8pp |
| Employer contribution / active EE | $14,882 | $6,252+138.0% | $5,564+167.4% | $4,866+205.8% |
| Participant deferral / active EE | $19,091 | $5,507+246.7% | $4,895+290.0% | $5,352+256.7% |
| Admin fee / account holder | $3,057 | $13,581-77.5% | $11,612-73.7% | $9,541-68.0% |