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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,441 | $80,992+12.9% | $96,534-5.3% | $75,173+21.6% |
| Participation rate | 61.8% | 71.8%-10.0pp | 76.0%-14.2pp | 67.2%-5.4pp |
| Annual return | 16.19% | 27.05%-10.9pp | 25.88%-9.7pp | 160.72%-144.5pp |
| Employer contribution / active EE | $847 | $2,283-62.9% | $2,965-71.4% | $2,671-68.3% |
| Participant deferral / active EE | $2,803 | $3,929-28.7% | $4,851-42.2% | $4,126-32.1% |
| Admin fee / account holder | $747 | $6,717-88.9% | $8,253-91.0% | $5,651-86.8% |