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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,920 | $71,873+34.8% | $86,698+11.8% | $68,490+41.5% |
| Participation rate | 50.0% | 72.2%-22.2pp | 76.6%-26.6pp | 67.9%-17.9pp |
| Annual return | -18.75% | 3.54%-22.3pp | 35.96%-54.7pp | -7.85%-10.9pp |
| Employer contribution / active EE | $833 | $2,173-61.7% | $2,837-70.6% | $2,597-67.9% |
| Participant deferral / active EE | $2,845 | $3,779-24.7% | $4,656-38.9% | $4,028-29.4% |
| Admin fee / account holder | $779 | $6,110-87.3% | $7,492-89.6% | $5,403-85.6% |